From reducing Farming Risks to Agroecology + Agro-business

Jeffrey Levine
5 min readMar 29, 2022

This article looks initially at farming risks. From this base, I highlight the need for Agroecology + Agro-business and propose key initiatives needed to make a fundamental change for the better for two billion people’s livelihood that depends on smallholder farming. Greta Thunberg has shown that anybody can make an impact. By mutual cooperation, you the individual, the customer, and the business can make a change — help mitigate climate and reduce world poverty, hunger (and disease) as part of a collective effort.

From Risks to Agro-business

“In Africa alone, there are around 300 million smallholder farmers, the majority of whom aren’t financially protected against crippling climate risks such as floods and drought.

Smallholder farmers are especially vulnerable to drought because many don’t have access to irrigation technology and rely on rainfall for their crops. That makes the basis of their livelihood, and main source of food, incredibly precarious.

This is typically where insurance can be very valuable, but in this part of the world, weather insurance is either too expensive, or non-existent. In low-income countries, less than 3% of the farmer population ends up obtaining agricultural insurance, according to the November 2021 ISF Report.”

This is the message which prompted the InsurTech Company Lemonade to offer subsidized climate insurance for African farmers.

https://en.globes.co.il/en/article-lemonade-to-offer-climate-insurance-for-african-farmers-1001406681

While insurance is needed, in a report issued by https://isfadvisors.org/state-of-the-sector-agri-insurance-for-smallholder-farmers highlighted”

“While local insurers are (in most cases) underwriting these insurance solutions, they are not playing a lead role in either developing or taking the products to market.

Another important actor in this landscape is donors, who have played a catalyzing role in market development by actively funding innovation and scale-up of solutions. In recent years, however, the donor role has shifted toward a focus on ecosystem support as maturing provider models are increasingly financed by more commercial capital.”

This message is further articulated by Timothy Wise in a hard hitting report highlights that Investors should shift their funding to agroecology and other low-cost, low-input systems” https://www.iatp.org/agra-still-failing-africas-farmers

In addition to Climate Issues, there is the pest risk — fruit flies which destroys approx. of 50% of the Fruit. This has led to farming becoming uneconomical. And a waste of precious resources.

To summarize, there are 4 key criteria for creating Agroecology + Agro-business:

1. Choice of Crops -– So, the first change is the mindset and crop choice. From low-value crops to higher-value Fruit Trees.

2. The Business Model including the exports of high-value fruits from Mangos / Avocadoes is a strong one.

Many African Countries have indeed launched Tree Crops initiatives to crease Agro Industries.

3, Reducing Farming Risks — This can be reduced by Insurance and the adoption of Dream Valley Farming Protocol which solves the pest problem in a natural way.

4. Provision of Sustainable Finance — Impact investment into these Agro Businesses.

With these increased Revenues, Africa could easily import low-value crops such as wheat solving the hunger problem and making these African Countries self-funding. Opening a blue ocean of opportunity

Introducing Dream Valley — Boots on the ground, Agtech, Business Model

Dream Valley provides much-needed Agtech Support to the smallholder farmers around the world with an initial focus on Africa and Asia. Dream Valley through its 2,500-hectare venture in Senegal working together with local farming communities have set up a full lifecycle farming platform:

Providing advanced farming protocol including the BioFeed Freedome which eliminates the major problem of Fruit flies which destroys 50% of all crops

This higher quantity & quality fruit enables export and higher $ income — leading to a strong Business model and Agro Business.

Dream Valley coordinates all aspects of the logistics, export, supply, and money chain.

Dream Valley and its founder Dr. Nimrod Israely are advocating AGRO-BUSINESS MODELS. Dr. Nimrod is also Charmain of IBMAT Conference — The International Business Models & Agro-Tech Conference and Expo 2022 (IBMAT) is the first of its kind.

The International Business Models & Agro-Tech Conference and Expo 2022 (IBMAT) is the first of its kind is planned for 4–5 august in Rwanda. This is an opportunity not only to explore Climate and Farming Risks but to create a real opportunity to change the mindset to one of Agro Business and prosperity.

http://messages.responder.co.il/6521535/329745325/3d5c9342526d65c7880dd6ba4eaa3124/?.

https://www.iatp.org/agra-still-failing-africas-farmers

Creating awareness and Sustainable Finance

Introducing Carbon Token.

Easy to have slogans — Plant a tree, help save the world. Net Zero. We need to do more than just net-zero; we need to bring a positive change. Not only Environment but also Social Impact — Creating sustainable development.

Businesses must strive toward creating sustainable development, which means development that meets the needs of the present without compromising the ability of future generations to meet their needs. Current Net Zero initiatives are done by planting Trees — Carbon Token is promoting planting fruit trees initiatives for greater impact, Agro Business as opposed to just Trees. This holds the key to economic success and independence for small farm holders

Carbon Token’s mission is to monetize and democratize the Value of Fruit Trees — by supporting:

· Sustainable Agro Business

· Carbon Offset Mechanism

· Facilitating Sustainable Finance for small farm holders

· Getting Businesses & Individuals involved

What Carbon Token brings in its offering is people with passion and experience and Technology.

It is the perfect solution for any business looking to embrace ESG and make an Impact.

This slide represents the Business view. What we have underneath this exterior is real Technology, be it on ESG Measurement, in Agtech, or the understanding of what makes sustainability a real opportunity. We are not interested in greenwashing or raising pennies. To solve the challenge of Net Zero+, serious funds have to be raised in conventional ways and non-covenantal ways.

Carbon Token will seek to tap into the ESG Bond Market, Sustainable Finance structures, and Blockchain & Crypto. Essentially democratizing the fight for Net Zero+.

Carbon Token is the coming together of Fintech, Agtech, Real life Farming.

We ask you to join us on this important mission.

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Jeffrey Levine

Jeffrey Levine provides CFO, Director, ESG Advisory Services through www.persofi.com and is a promoter of ideas and trends where Innovation meets ESG